This discussion is geared towards sharing information regarding insurance your collection. Some regular homeowners hazard insurance policies cover collectibles to a certain extent. But, I heard it's really difficult to get reimbursed for the full value of the collection in the event of a total loss. There are individual insurance companies, such as the Collectibles Insurance Agency and American Collectors Insurance, which deal specifically with insuring collectibles. Anyway, I'd like to hear some of your experiences with regular homeowners insurance companies regarding what they say they cover, and also with previous claims you might have filed. I'd also like to hear about any experiences with these specific collectible insurance companies as well! Special thanks to Sheldon Gajarian for the column idea!