Now please, anyone and everyone correct me if I'm wrong. This is regarding the topic of selling directly via PayPal. So let's say you sell an autographed item to another individual directly through a PayPal-to-PayPal transaction. And in no way is eBay involved. So the buyer sends you money from his PayPal account to yours via email addresses, and in order to protect himself, he marks the transaction "Goods and Services". So from what I understand, whether the seller likes it or not, the buyer has up to 6 months to make a claim against the seller and to request a refund. And all the buyer has to say is say that the item was not as described. In particular, he can claim that the autograph is not authentic in his opinion without even so much as having a quick opinion to back him up. That's it. The buyer only has to say that he does not believe it is authentic (even if it actually is), and then he can request (and get) a refund up to six months later.

If this is truly the case, this would be quite alarming to sellers. In such a scenario, a buyer could find an item to buy at a relatively good price for the sole purpose of trying to flip it for a nice profit. He could keep trying to turn a nice profit for up to 6 months, and if after several attempts he doesn't get the money he was hoping for, all he has to do is file a claim against the seller with PayPal saying that the item is not authentic, and he gets all his money back. In other words, the buyer gets to play with the seller's money and time at no risk for the buyer at all.

So is this truly a risk that sellers now have to face while selling via PayPal!